Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
ALLYSector12 quartersMarket cap$11.97B$6.02BEnterprise value$27.1B$8.09BAvg daily $ volume$154.88M$69.62MDaily turnover1.3%0.9%
ALLYSector12 quartersRevenue CAGR 3y1.1%9.3%Revenue CAGR 5y2.5%7.4%Revenue growth YoY9.8%10.7%Revenue acceleration−26.6 pp−0.5 ppFCF growth YoY—13.9%FCF conversion—111.5%Forward growth (HoM est.)5.5%10.6% ALLYSector12 quartersP/E (trailing)8.2×13.0×P/E (forward, HoM est.)7.8×11.9×P/E vs. sector0.6×1.0×PEG (HoM est.)1.431.33EV/Sales3.1×2.7×FCF yield—7.4%Dividend yield3.0%2.0%Shareholder yield5.7%4.6%
ALLYSector12 quartersQuality checks passed33ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y1.0%-1.6%Stock compensation / revenue—2.0%Accruals ratio-1.6%-0.5% ALLYSector12 quartersEfficiency ratio58.1%58.5%Net interest income / assets—3.2%Credit cost1.3%0.2%Return on tangible equity9.5%14.6%Equity / assets7.8%13.4%Price / tangible book0.8×1.8× ALLYSector12 quartersDays to next report713
ALLYSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$495.88K-$161.4KInstitutional ownership95.5%85.8%Institutional Δ QoQ+1.4 pp+0.8 ppConviction funds net buying−0.6 pp+0.0 ppActive managers net buying−0.3 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover3.954.49Short % of shares out5.1%4.4%Short interest Δ+0.2 pp+0.1 pp