Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
BANCSector12 quartersMarket cap$2.8B$6.02BEnterprise value$2.45B$8.09BAvg daily $ volume$49.47M$69.62MDaily turnover1.8%0.9%
BANCSector12 quartersRevenue CAGR 3y16.9%9.3%Revenue CAGR 5y216.4%7.4%Revenue growth YoY-60.2%10.7%Revenue acceleration−60.7 pp−0.5 ppFCF growth YoY86.5%13.9%FCF conversion—111.5%Forward growth (HoM est.)—10.6% BANCSector12 quartersP/E (trailing)—13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector—1.0×PEG (HoM est.)—1.33EV/Sales1.6×2.7×FCF yield14.9%7.4%Dividend yield2.0%2.0%Shareholder yield-2.2%4.6%
BANCSector12 quartersQuality checks passed23ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y103.3%-1.6%Stock compensation / revenue—2.0%Accruals ratio-1.2%-0.5% BANCSector12 quartersEfficiency ratio83.4%58.5%Net interest income / assets2.9%3.2%Credit cost—0.2%Return on tangible equity-0.7%14.6%Equity / assets9.7%13.4%Price / tangible book0.9×1.8× BANCSector12 quartersDays to next report1813
BANCSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$309.96K-$161.4KInstitutional ownership99.5%85.8%Institutional Δ QoQ−2.1 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying+2.5 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover3.984.49Short % of shares out7.0%4.4%Short interest Δ−0.0 pp+0.1 pp