Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
BANFSector12 quartersMarket cap$3.78B$6.02BEnterprise value—$8.09BAvg daily $ volume$18.49M$69.62MDaily turnover0.5%0.9%
BANFSector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY—10.7%Revenue acceleration—−0.5 ppFCF growth YoY20.0%13.9%FCF conversion97.4%111.5%Forward growth (HoM est.)—10.6% BANFSector12 quartersP/E (trailing)15.0×13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector1.2×1.0×PEG (HoM est.)—1.33EV/Sales—2.7×FCF yield—7.4%Dividend yield1.7%2.0%Shareholder yield1.7%4.6%
BANFSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y2.0%-1.6%Stock compensation / revenue—2.0%Accruals ratio-0.3%-0.5% BANFSector12 quartersEfficiency ratio54.5%58.5%Net interest income / assets3.5%3.2%Credit cost—0.2%Return on tangible equity14.4%14.6%Equity / assets13.0%13.4%Price / tangible book2.1×1.8× BANFSector12 quartersDays to next report1513
BANFSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$19.37M-$161.4KInstitutional ownership51.0%85.8%Institutional Δ QoQ+0.3 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying−0.1 pp−0.0 ppActive funds net buying−0.0 pp+0.0 ppDays to cover6.474.49Short % of shares out3.2%4.4%Short interest Δ+0.3 pp+0.1 pp