Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
CBUSector12 quartersMarket cap$3.28B$6.02BEnterprise value$3.71B$8.09BAvg daily $ volume$23.14M$69.62MDaily turnover0.7%0.9%
CBUSector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY12.0%10.7%Revenue acceleration+3.3 pp−0.5 ppFCF growth YoY24.1%13.9%FCF conversion108.2%111.5%Forward growth (HoM est.)12.0%10.6% CBUSector12 quartersP/E (trailing)14.4×13.0×P/E (forward, HoM est.)12.8×11.9×P/E vs. sector1.1×1.0×PEG (HoM est.)1.071.33EV/Sales4.3×2.7×FCF yield6.6%7.4%Dividend yield3.0%2.0%Shareholder yield3.5%4.6%
CBUSector12 quartersQuality checks passed33ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y-1.7%-1.6%Stock compensation / revenue1.3%2.0%Accruals ratio-0.5%-0.5% CBUSector12 quartersEfficiency ratio62.6%58.5%Net interest income / assets3.1%3.2%Credit cost0.2%0.2%Return on tangible equity20.6%14.6%Equity / assets11.7%13.4%Price / tangible book3.0×1.8× CBUSector12 quartersDays to next report1413
CBUSector12 quartersInsider buys (90d)30Insiders buying (90d)30Insider net value (90d)$75.26K-$161.4KInstitutional ownership77.9%85.8%Institutional Δ QoQ+1.6 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying+1.3 pp−0.0 ppActive funds net buying−0.0 pp+0.0 ppDays to cover5.534.49Short % of shares out3.9%4.4%Short interest Δ−0.0 pp+0.1 pp