Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
CNOSector12 quartersMarket cap$5.14B$6.02BEnterprise value$5.17B$8.09BAvg daily $ volume$68.32M$69.62MDaily turnover1.3%0.9%
CNOSector12 quartersRevenue CAGR 3y5.9%9.3%Revenue CAGR 5y2.2%7.4%Revenue growth YoY11.6%10.7%Revenue acceleration+9.1 pp−0.5 ppFCF growth YoY—13.9%FCF conversion—111.5%Forward growth (HoM est.)8.8%10.6% CNOSector12 quartersP/E (trailing)18.4×13.0×P/E (forward, HoM est.)16.9×11.9×P/E vs. sector1.4×1.0×PEG (HoM est.)1.931.33EV/Sales1.1×2.7×FCF yield—7.4%Dividend yield0.9%2.0%Shareholder yield5.7%4.6%
CNOSector12 quartersQuality checks passed33ROIC18.5%15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin13.3%23.7%Operating margin Δ 3y+3.9 pp+2.0 ppShare count Δ 3y-18.4%-1.6%Stock compensation / revenue—2.0%Accruals ratio-1.1%-0.5% CNOSector12 quartersEfficiency ratio—58.5%Net interest income / assets—3.2%Credit cost—0.2%Return on tangible equity10.8%14.6%Equity / assets6.5%13.4%Price / tangible book2.0×1.8× CNOSector12 quartersDays to next report1413
CNOSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)$0-$161.4KInstitutional ownership94.7%85.8%Institutional Δ QoQ+12.9 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying+0.1 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover2.134.49Short % of shares out2.8%4.4%Short interest Δ+0.5 pp+0.1 pp