Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
ECPGSector12 quartersMarket cap$2.13B$6.02BEnterprise value$6.13B$8.09BAvg daily $ volume$33.68M$69.62MDaily turnover1.6%0.9%
ECPGSector12 quartersRevenue CAGR 3y17.3%9.3%Revenue CAGR 5y3.1%7.4%Revenue growth YoY11.3%10.7%Revenue acceleration−9.8 pp−0.5 ppFCF growth YoY30.1%13.9%FCF conversion41.5%111.5%Forward growth (HoM est.)14.3%10.6% ECPGSector12 quartersP/E (trailing)7.1×13.0×P/E (forward, HoM est.)6.2×11.9×P/E vs. sector0.5×1.0×PEG (HoM est.)0.431.33EV/Sales3.2×2.7×FCF yield2.0%7.4%Dividend yield0.0%2.0%Shareholder yield0.0%4.6%
ECPGSector12 quartersQuality checks passed43ROIC10.9%15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin37.7%23.7%Operating margin Δ 3y+17.7 pp+2.0 ppShare count Δ 3y-9.7%-1.6%Stock compensation / revenue1.1%2.0%Accruals ratio2.8%-0.5% ECPGSector12 quartersEfficiency ratio—58.5%Net interest income / assets—3.2%Credit cost—0.2%Return on tangible equity54.8%14.6%Equity / assets19.4%13.4%Price / tangible book3.9×1.8× ECPGSector12 quartersDays to next report1313
ECPGSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)$0-$161.4KInstitutional ownership105.1%85.8%Institutional Δ QoQ+0.2 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying−0.6 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover3.154.49Short % of shares out5.0%4.4%Short interest Δ−1.1 pp+0.1 pp