Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
ESNTSector12 quartersMarket cap$5.9B$6.02BEnterprise value—$8.09BAvg daily $ volume$66.81M$69.62MDaily turnover1.1%0.9%
ESNTSector12 quartersRevenue CAGR 3y9.5%9.3%Revenue CAGR 5y6.2%7.4%Revenue growth YoY13.6%10.7%Revenue acceleration+7.8 pp−0.5 ppFCF growth YoY-4.5%13.9%FCF conversion121.3%111.5%Forward growth (HoM est.)11.6%10.6% ESNTSector12 quartersP/E (trailing)8.7×13.0×P/E (forward, HoM est.)7.8×11.9×P/E vs. sector0.7×1.0×PEG (HoM est.)0.671.33EV/Sales—2.7×FCF yield—7.4%Dividend yield2.0%2.0%Shareholder yield12.4%4.6%
ESNTSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y-16.0%-1.6%Stock compensation / revenue1.4%2.0%Accruals ratio-2.1%-0.5% ESNTSector12 quartersEfficiency ratio—58.5%Net interest income / assets—3.2%Credit cost—0.2%Return on tangible equity12.0%14.6%Equity / assets74.6%13.4%Price / tangible book1.0×1.8× ESNTSector12 quartersDays to next report1513
ESNTSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$174.25K-$161.4KInstitutional ownership96.7%85.8%Institutional Δ QoQ+1.4 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying−2.1 pp−0.0 ppActive funds net buying+0.6 pp+0.0 ppDays to cover3.294.49Short % of shares out3.7%4.4%Short interest Δ+0.5 pp+0.1 pp