Hand of the Market Screener
Quality checklist

4 of 4 checks passed · quarter ending 2026-06-30

  • Return on tangible equity at least 10%13.5%passed
  • Efficiency ratio at most 60%46.5%passed
  • Equity at least 8% of assets13.1%passed
  • Share count up at most 5% in 3 years0.4%passed
  • Revenue grew over 3 years—no value
Insider buying, last 90 days
Stake +86% · Aug 18

1 insider bought $103,980 in 1 purchase, 2026-08-18 – 2026-08-18

  • Denny Michael B. · Director $103,980 · stake +86%
Tracked funds, latest reports
Active managers
+$5.54M +0.1 pp of the company
2 buying · 0 selling · 2 holding
Mutual funds & ETFs
+$401.3K +0.0 pp of the company
1 buying · 0 selling · 2 holding

Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.

Size & liquidity
FFINSector12 quartersMarket cap$4.35B$6.02BEnterprise value—$8.09BAvg daily $ volume$28.41M$69.62MDaily turnover0.7%0.9%
Growth
FFINSector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY—10.7%Revenue acceleration—−0.5 ppFCF growth YoY11.9%13.9%-14.7% → 11.9%FCF conversion120.9%111.5%131.7% → 120.9%Forward growth (HoM est.)—10.6%
Valuation
FFINSector12 quartersP/E (trailing)16.2×13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector1.2×1.0×PEG (HoM est.)—1.33EV/Sales—2.7×FCF yield—7.4%Dividend yield2.6%2.0%Shareholder yield2.6%4.6%
Quality
FFINSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y0.4%-1.6%0.4% → 0.4%Stock compensation / revenue—2.0%Accruals ratio-0.5%-0.5%-0.7% → -0.5%
Banking (financials)
FFINSector12 quartersEfficiency ratio46.5%58.5%46.0% → 46.5%Net interest income / assets3.6%3.2%3.0% → 3.6%Credit cost—0.2%0.2% → 0.1%Return on tangible equity13.5%14.6%17.1% → 13.5%Equity / assets13.1%13.4%9.7% → 13.1%Price / tangible book2.2×1.8×
Earnings & estimates
FFINSector12 quartersDays to next report1513
Ownership & positioning
FFINSector12 quartersInsider buys (90d)10Insiders buying (90d)10Insider net value (90d)-$420.27K-$161.4KInstitutional ownership65.5%85.8%Institutional Δ QoQ+3.8 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying+0.1 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover9.874.49Short % of shares out6.5%4.4%Short interest Δ+0.1 pp+0.1 pp

Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. Terms of use

Source: SEC EDGAR: Forms 4 (insider trades), 10-Q and 10-K (financials). Insider trades as filed (amendments applied); financial metrics computed by Hand of the Market from the companies' quarterly and annual reports. Each trade links to its filing.

Not investment advice. These signals are starting points for research, not recommendations. Data may contain errors or lag the filings.