Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
FHBSector12 quartersMarket cap$3.18B$6.02BEnterprise value—$8.09BAvg daily $ volume$61.78M$69.62MDaily turnover1.9%0.9%
FHBSector12 quartersRevenue CAGR 3y2.0%9.3%Revenue CAGR 5y4.5%7.4%Revenue growth YoY6.3%10.7%Revenue acceleration+1.9 pp−0.5 ppFCF growth YoY1.3%13.9%FCF conversion109.7%111.5%Forward growth (HoM est.)4.2%10.6% FHBSector12 quartersP/E (trailing)11.2×13.0×P/E (forward, HoM est.)10.7×11.9×P/E vs. sector0.9×1.0×PEG (HoM est.)2.581.33EV/Sales—2.7×FCF yield—7.4%Dividend yield4.0%2.0%Shareholder yield6.6%4.6%
FHBSector12 quartersQuality checks passed53ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y-4.7%-1.6%Stock compensation / revenue1.8%2.0%Accruals ratio-0.2%-0.5% FHBSector12 quartersEfficiency ratio56.3%58.5%Net interest income / assets2.9%3.2%Credit cost—0.2%Return on tangible equity15.6%14.6%Equity / assets11.9%13.4%Price / tangible book1.7×1.8× FHBSector12 quartersDays to next report1113
FHBSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)$0-$161.4KInstitutional ownership111.3%85.8%Institutional Δ QoQ+4.0 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying−0.4 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover5.394.49Short % of shares out10.5%4.4%Short interest Δ+0.8 pp+0.1 pp