Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
FNBSector12 quartersMarket cap$6.42B$6.02BEnterprise value$8.73B$8.09BAvg daily $ volume$94.65M$69.62MDaily turnover1.5%0.9%
FNBSector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY—10.7%Revenue acceleration—−0.5 ppFCF growth YoY72.8%13.9%FCF conversion103.0%111.5%Forward growth (HoM est.)—10.6% FNBSector12 quartersP/E (trailing)10.6×13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector0.8×1.0×PEG (HoM est.)—1.33EV/Sales—2.7×FCF yield7.1%7.4%Dividend yield2.7%2.0%Shareholder yield4.4%4.6%
FNBSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y-1.6%-1.6%Stock compensation / revenue—2.0%Accruals ratio-0.2%-0.5% FNBSector12 quartersEfficiency ratio56.2%58.5%Net interest income / assets2.9%3.2%Credit cost0.2%0.2%Return on tangible equity14.0%14.6%Equity / assets13.4%13.4%Price / tangible book1.5×1.8× FNBSector12 quartersDays to next report1313
FNBSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$78.06K-$161.4KInstitutional ownership93.1%85.8%Institutional Δ QoQ+5.6 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying+0.9 pp−0.0 ppActive funds net buying+0.1 pp+0.0 ppDays to cover4.534.49Short % of shares out6.7%4.4%Short interest Δ+0.4 pp+0.1 pp