Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
HAFCSector12 quartersMarket cap$956.07M$6.02BEnterprise value—$8.09BAvg daily $ volume$8.88M$69.62MDaily turnover0.9%0.9%
HAFCSector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY10.7%10.7%Revenue acceleration−3.5 pp−0.5 ppFCF growth YoY692.6%13.9%FCF conversion235.1%111.5%Forward growth (HoM est.)10.7%10.6% HAFCSector12 quartersP/E (trailing)10.7×13.0×P/E (forward, HoM est.)9.7×11.9×P/E vs. sector0.8×1.0×PEG (HoM est.)0.901.33EV/Sales—2.7×FCF yield—7.4%Dividend yield3.4%2.0%Shareholder yield5.1%4.6%
HAFCSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin31.2%23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y-2.7%-1.6%Stock compensation / revenue1.2%2.0%Accruals ratio-1.6%-0.5% HAFCSector12 quartersEfficiency ratio53.8%58.5%Net interest income / assets3.2%3.2%Credit cost—0.2%Return on tangible equity11.2%14.6%Equity / assets10.2%13.4%Price / tangible book1.2×1.8× HAFCSector12 quartersDays to next report1513
HAFCSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)$0-$161.4KInstitutional ownership93.5%85.8%Institutional Δ QoQ−2.2 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying−0.4 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover4.704.49Short % of shares out4.4%4.4%Short interest Δ+0.1 pp+0.1 pp