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HQY HEALTHEQUITY, INC.

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Industrials · Business Services · data as of 2026-10-22 · latest quarter 2026-07-31, filed 2026-08-27

Market cap
$8.37B
P/E (trailing)
35.4×
P/E vs. sector
1.4×
FCF yield
5.4%
Avg daily $ volume
$99.33M
Days to next report
41
Quality checklist

6 of 6 checks passed · quarter ending 2026-07-31

  • ROIC at least 10%10.1%
  • Operating margin up over 3 years+18.7 pp
  • Free cash flow at least 80% of net income206.2%
  • Share count up at most 5% in 3 years-3.2%
  • Net debt at most 3× EBITDA1.3×
  • Revenue grew over 3 years13.2%
Insider buying, last 90 days

1 insider bought $9,756 in 1 purchase, 2026-10-15 – 2026-10-15

  • Rajasekar Sunil · EVP Chief Prod & Strat Officer $9,756
Tracked funds, latest reports
Active managers
+$43.8M +0.6 pp of the company
2 buying · 1 selling · 3 holding
Mutual funds & ETFs
+$355.86K +0.0 pp of the company
1 buying · 0 selling · 2 holding

Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.

Size & liquidity
HQYSector12 quartersMarket cap$8.37B$7.59BEnterprise value$9.04B$10BAvg daily $ volume$99.33M$111.26MDaily turnover1.2%1.2%
Growth
HQYSector12 quartersRevenue CAGR 3y13.2%5.3%14.1% → 13.2%Revenue CAGR 5y13.0%8.2%Revenue growth YoY7.6%10.3%15.3% → 7.6%Revenue acceleration+0.4 pp+0.9 pp−2.8 pp → +0.4 ppFCF growth YoY33.5%13.1%55.7% → 33.5%FCF conversion206.2%116.2%754.0% → 206.2%Forward growth (HoM est.)10.4%8.3%
Valuation
HQYSector12 quartersP/E (trailing)35.4×25.3×P/E (forward, HoM est.)32.0×23.0×P/E vs. sector1.4×1.0×PEG (HoM est.)3.072.71EV/EBITDA17.8×14.5×EV/Sales6.6×2.4×FCF yield5.4%3.9%Dividend yield0.0%0.6%Shareholder yield4.8%2.3%
Quality
HQYSector12 quartersQuality checks passed64ROIC10.1%10.8%2.3% → 10.1%Gross profitability29.7%24.7%19.2% → 29.7%Gross margin71.3%35.2%61.2% → 71.3%Gross margin Δ 3y+11.3 pp+1.1 pp+8.1 pp → +11.3 ppOperating margin25.8%11.0%9.5% → 25.8%Operating margin Δ 3y+18.7 pp+0.6 pp+13.7 pp → +18.7 ppDebt/equity0.5×0.6×0.4× → 0.5×Net debt/EBITDA1.3×1.6×2.2× → 1.3×Interest coverage6.7×6.4×1.6× → 6.7×Share count Δ 3y-3.2%-2.7%11.5% → -3.2%Stock compensation / revenue6.0%0.8%7.4% → 6.0%Accruals ratio-7.6%-3.9%-6.2% → -7.6%
Earnings & estimates
HQYSector12 quartersDays to next report4113
Ownership & positioning
HQYSector12 quartersInsider buys (90d)10Insiders buying (90d)10Insider net value (90d)-$1.65K$0Institutional ownership106.9%94.5%Institutional Δ QoQ+4.3 pp+0.6 ppConviction funds net buying—−0.0 ppActive managers net buying+0.6 pp+0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover6.093.81Short % of shares out7.2%4.6%Short interest Δ+1.4 pp+0.1 pp

Data provided for free by IEX. By accessing or using IEX Historical Data, you agree to the IEX Historical Data Terms of Use. Terms of use

Source: SEC EDGAR: Forms 4 (insider trades), 10-Q and 10-K (financials). Insider trades as filed (amendments applied); financial metrics computed by Hand of the Market from the companies' quarterly and annual reports. Each trade links to its filing.

Not investment advice. These signals are starting points for research, not recommendations. Data may contain errors or lag the filings.