Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
INDBSector12 quartersMarket cap$3.97B$6.02BEnterprise value$3.67B$8.09BAvg daily $ volume$34.88M$69.62MDaily turnover0.9%0.9%
INDBSector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY—10.7%Revenue acceleration—−0.5 ppFCF growth YoY41.5%13.9%FCF conversion112.0%111.5%Forward growth (HoM est.)—10.6% INDBSector12 quartersP/E (trailing)14.6×13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector1.1×1.0×PEG (HoM est.)—1.33EV/Sales—2.7×FCF yield8.3%7.4%Dividend yield2.9%2.0%Shareholder yield8.0%4.6%
INDBSector12 quartersQuality checks passed33ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y7.9%-1.6%Stock compensation / revenue—2.0%Accruals ratio-0.2%-0.5% INDBSector12 quartersEfficiency ratio59.6%58.5%Net interest income / assets3.7%3.2%Credit cost—0.2%Return on tangible equity11.8%14.6%Equity / assets14.1%13.4%Price / tangible book1.7×1.8× INDBSector12 quartersDays to next report1313
INDBSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$760.7K-$161.4KInstitutional ownership85.5%85.8%Institutional Δ QoQ+0.5 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying+0.0 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover5.074.49Short % of shares out4.5%4.4%Short interest Δ−0.2 pp+0.1 pp