Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
NMIHSector12 quartersMarket cap$3.13B$6.02BEnterprise value—$8.09BAvg daily $ volume$32.97M$69.62MDaily turnover1.1%0.9%
NMIHSector12 quartersRevenue CAGR 3y10.4%9.3%Revenue CAGR 5y10.0%7.4%Revenue growth YoY8.1%10.7%Revenue acceleration+2.2 pp−0.5 ppFCF growth YoY14.0%13.9%FCF conversion111.7%111.5%Forward growth (HoM est.)9.3%10.6% NMIHSector12 quartersP/E (trailing)7.9×13.0×P/E (forward, HoM est.)7.2×11.9×P/E vs. sector0.6×1.0×PEG (HoM est.)0.781.33EV/Sales—2.7×FCF yield—7.4%Dividend yield0.0%2.0%Shareholder yield3.7%4.6%
NMIHSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin69.3%23.7%Operating margin Δ 3y−3.1 pp+2.0 ppShare count Δ 3y-8.4%-1.6%Stock compensation / revenue2.8%2.0%Accruals ratio-1.4%-0.5% NMIHSector12 quartersEfficiency ratio—58.5%Net interest income / assets—3.2%Credit cost—0.2%Return on tangible equity14.6%14.6%Equity / assets67.7%13.4%Price / tangible book1.2×1.8× NMIHSector12 quartersDays to next report1313
NMIHSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$8.8M-$161.4KInstitutional ownership98.5%85.8%Institutional Δ QoQ−0.0 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying−1.3 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover2.774.49Short % of shares out2.9%4.4%Short interest Δ+0.3 pp+0.1 pp