Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
NWBISector12 quartersMarket cap$2.26B$6.02BEnterprise value—$8.09BAvg daily $ volume$20.62M$69.62MDaily turnover0.9%0.9%
NWBISector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY—10.7%Revenue acceleration—−0.5 ppFCF growth YoY18.8%13.9%FCF conversion90.0%111.5%Forward growth (HoM est.)—10.6% NWBISector12 quartersP/E (trailing)14.8×13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector1.1×1.0×PEG (HoM est.)—1.33EV/Sales—2.7×FCF yield—7.4%Dividend yield5.2%2.0%Shareholder yield5.2%4.6%
NWBISector12 quartersQuality checks passed23ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y15.2%-1.6%Stock compensation / revenue—2.0%Accruals ratio0.0%-0.5% NWBISector12 quartersEfficiency ratio64.6%58.5%Net interest income / assets3.6%3.2%Credit cost0.4%0.2%Return on tangible equity10.6%14.6%Equity / assets11.2%13.4%Price / tangible book1.6×1.8× NWBISector12 quartersDays to next report1813
NWBISector12 quartersInsider buys (90d)20Insiders buying (90d)10Insider net value (90d)-$184.35K-$161.4KInstitutional ownership69.9%85.8%Institutional Δ QoQ+1.0 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying+0.1 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover6.884.49Short % of shares out6.3%4.4%Short interest Δ+0.3 pp+0.1 pp