Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
PFSSector12 quartersMarket cap$3.01B$6.02BEnterprise value—$8.09BAvg daily $ volume$22.39M$69.62MDaily turnover0.7%0.9%
PFSSector12 quartersRevenue CAGR 3y10.5%9.3%Revenue CAGR 5y6.6%7.4%Revenue growth YoY7.5%10.7%Revenue acceleration−1.7 pp−0.5 ppFCF growth YoY-39.5%13.9%FCF conversion112.0%111.5%Forward growth (HoM est.)9.0%10.6% PFSSector12 quartersP/E (trailing)9.6×13.0×P/E (forward, HoM est.)8.8×11.9×P/E vs. sector0.7×1.0×PEG (HoM est.)0.981.33EV/Sales—2.7×FCF yield—7.4%Dividend yield0.0%2.0%Shareholder yield0.3%4.6%
PFSSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y72.7%-1.6%Stock compensation / revenue—2.0%Accruals ratio-0.2%-0.5% PFSSector12 quartersEfficiency ratio51.2%58.5%Net interest income / assets3.1%3.2%Credit cost0.1%0.2%Return on tangible equity10.8%14.6%Equity / assets11.3%13.4%Price / tangible book1.0×1.8× PFSSector12 quartersDays to next report1413
PFSSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$1.86M-$161.4KInstitutional ownership75.5%85.8%Institutional Δ QoQ+0.7 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying−2.1 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover6.074.49Short % of shares out4.5%4.4%Short interest Δ−0.2 pp+0.1 pp