Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
SFBSSector12 quartersMarket cap$4.52B$6.02BEnterprise value—$8.09BAvg daily $ volume$33.99M$69.62MDaily turnover0.8%0.9%
SFBSSector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY—10.7%Revenue acceleration—−0.5 ppFCF growth YoY—13.9%FCF conversion—111.5%Forward growth (HoM est.)—10.6% SFBSSector12 quartersP/E (trailing)14.1×13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector1.1×1.0×PEG (HoM est.)—1.33EV/Sales—2.7×FCF yield—7.4%Dividend yield1.4%2.0%Shareholder yield1.4%4.6%
SFBSSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y0.4%-1.6%Stock compensation / revenue—2.0%Accruals ratio-0.9%-0.5% SFBSSector12 quartersEfficiency ratio30.7%58.5%Net interest income / assets3.3%3.2%Credit cost0.3%0.2%Return on tangible equity16.3%14.6%Equity / assets10.8%13.4%Price / tangible book2.3×1.8× SFBSSector12 quartersDays to next report1213
SFBSSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$1.03M-$161.4KInstitutional ownership74.0%85.8%Institutional Δ QoQ+1.5 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying+0.0 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover7.494.49Short % of shares out5.6%4.4%Short interest Δ+0.5 pp+0.1 pp