Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
SLMSector12 quartersMarket cap$4.15B$6.02BEnterprise value$5.41B$8.09BAvg daily $ volume$50.52M$69.62MDaily turnover1.2%0.9%
SLMSector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY—10.7%Revenue acceleration—−0.5 ppFCF growth YoY—13.9%FCF conversion—111.5%Forward growth (HoM est.)—10.6% SLMSector12 quartersP/E (trailing)5.6×13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector0.4×1.0×PEG (HoM est.)—1.33EV/Sales—2.7×FCF yield—7.4%Dividend yield2.4%2.0%Shareholder yield15.9%4.6%
SLMSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y-15.9%-1.6%Stock compensation / revenue—2.0%Accruals ratio3.6%-0.5% SLMSector12 quartersEfficiency ratio35.9%58.5%Net interest income / assets5.0%3.2%Credit cost—0.2%Return on tangible equity30.4%14.6%Equity / assets8.7%13.4%Price / tangible book1.7×1.8× SLMSector12 quartersDays to next report013
SLMSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)$0-$161.4KInstitutional ownership110.2%85.8%Institutional Δ QoQ+0.7 pp+0.8 ppConviction funds net buying−1.1 pp+0.0 ppActive managers net buying+1.1 pp−0.0 ppActive funds net buying−0.4 pp+0.0 ppDays to cover7.374.49Short % of shares out9.0%4.4%Short interest Δ−0.5 pp+0.1 pp