Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
SYFSector12 quartersMarket cap$24.4B$6.02BEnterprise value$24.64B$8.09BAvg daily $ volume$230.97M$69.62MDaily turnover0.9%0.9%
SYFSector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY—10.7%Revenue acceleration—−0.5 ppFCF growth YoY—13.9%FCF conversion—111.5%Forward growth (HoM est.)—10.6% SYFSector12 quartersP/E (trailing)6.9×13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector0.5×1.0×PEG (HoM est.)—1.33EV/Sales—2.7×FCF yield—7.4%Dividend yield1.2%2.0%Shareholder yield16.0%4.6%
SYFSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y-22.3%-1.6%Stock compensation / revenue—2.0%Accruals ratio-5.1%-0.5% SYFSector12 quartersEfficiency ratio27.5%58.5%Net interest income / assets15.4%3.2%Credit cost—0.2%Return on tangible equity22.9%14.6%Equity / assets13.9%13.4%Price / tangible book1.6×1.8× SYFSector12 quartersDays to next report-113
SYFSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)$0-$161.4KInstitutional ownership106.0%85.8%Institutional Δ QoQ+1.3 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying−4.3 pp−0.0 ppActive funds net buying+0.2 pp+0.0 ppDays to cover5.674.49Short % of shares out5.4%4.4%Short interest Δ−0.4 pp+0.1 pp