Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
TCBISector12 quartersMarket cap$4.3B$6.02BEnterprise value$948.74M$8.09BAvg daily $ volume$59.03M$69.62MDaily turnover1.4%0.9%
TCBISector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY—10.7%Revenue acceleration—−0.5 ppFCF growth YoY22.9%13.9%FCF conversion129.4%111.5%Forward growth (HoM est.)—10.6% TCBISector12 quartersP/E (trailing)11.8×13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector0.9×1.0×PEG (HoM est.)—1.33EV/Sales—2.7×FCF yield49.7%7.4%Dividend yield0.2%2.0%Shareholder yield5.6%4.6%
TCBISector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y-9.4%-1.6%Stock compensation / revenue—2.0%Accruals ratio-0.4%-0.5% TCBISector12 quartersEfficiency ratio59.8%58.5%Net interest income / assets3.2%3.2%Credit cost0.2%0.2%Return on tangible equity10.0%14.6%Equity / assets10.8%13.4%Price / tangible book1.2×1.8× TCBISector12 quartersDays to next report013
TCBISector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)$0-$161.4KInstitutional ownership107.7%85.8%Institutional Δ QoQ+3.4 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying+1.0 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover7.514.49Short % of shares out10.3%4.4%Short interest Δ−0.3 pp+0.1 pp