Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
TFINSector12 quartersMarket cap$1.49B$6.02BEnterprise value—$8.09BAvg daily $ volume$15.22M$69.62MDaily turnover1.0%0.9%
TFINSector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY—10.7%Revenue acceleration—−0.5 ppFCF growth YoY—13.9%FCF conversion—111.5%Forward growth (HoM est.)—10.6% TFINSector12 quartersP/E (trailing)29.5×13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector2.3×1.0×PEG (HoM est.)—1.33EV/Sales—2.7×FCF yield—7.4%Dividend yield0.0%2.0%Shareholder yield0.1%4.6%
TFINSector12 quartersQuality checks passed23ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y2.7%-1.6%Stock compensation / revenue—2.0%Accruals ratio-0.9%-0.5% TFINSector12 quartersEfficiency ratio84.8%58.5%Net interest income / assets5.4%3.2%Credit cost0.1%0.2%Return on tangible equity8.1%14.6%Equity / assets12.7%13.4%Price / tangible book2.4×1.8× TFINSector12 quartersDays to next report11113
TFINSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$296.44K-$161.4KInstitutional ownership97.2%85.8%Institutional Δ QoQ+3.1 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying+0.0 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover9.224.49Short % of shares out9.4%4.4%Short interest Δ−0.8 pp+0.1 pp