Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
TRVSector12 quartersMarket cap$83.08B$6.02BEnterprise value$92.12B$8.09BAvg daily $ volume$585.86M$69.62MDaily turnover0.7%0.9%
TRVSector12 quartersRevenue CAGR 3y6.9%9.3%Revenue CAGR 5y7.4%7.4%Revenue growth YoY-0.5%10.7%Revenue acceleration−0.8 pp−0.5 ppFCF growth YoY—13.9%FCF conversion—111.5%Forward growth (HoM est.)3.2%10.6% TRVSector12 quartersP/E (trailing)10.0×13.0×P/E (forward, HoM est.)9.7×11.9×P/E vs. sector0.8×1.0×PEG (HoM est.)3.011.33EV/Sales1.9×2.7×FCF yield—7.4%Dividend yield0.9%2.0%Shareholder yield8.4%4.6%
TRVSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y-10.3%-1.6%Stock compensation / revenue0.5%2.0%Accruals ratio-1.6%-0.5% TRVSector12 quartersEfficiency ratio—58.5%Net interest income / assets—3.2%Credit cost—0.2%Return on tangible equity33.9%14.6%Equity / assets20.4%13.4%Price / tangible book3.4×1.8× TRVSector12 quartersDays to next report11213
TRVSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$11.18M-$161.4KInstitutional ownership88.7%85.8%Institutional Δ QoQ+14.3 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying−0.8 pp−0.0 ppActive funds net buying−0.1 pp+0.0 ppDays to cover4.084.49Short % of shares out2.9%4.4%Short interest Δ−0.1 pp+0.1 pp