Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
WABCSector12 quartersMarket cap$1.42B$6.02BEnterprise value—$8.09BAvg daily $ volume$20.88M$69.62MDaily turnover1.5%0.9%
WABCSector12 quartersRevenue CAGR 3y—9.3%Revenue CAGR 5y—7.4%Revenue growth YoY—10.7%Revenue acceleration—−0.5 ppFCF growth YoY-19.0%13.9%FCF conversion98.0%111.5%Forward growth (HoM est.)—10.6% WABCSector12 quartersP/E (trailing)12.8×13.0×P/E (forward, HoM est.)—11.9×P/E vs. sector1.0×1.0×PEG (HoM est.)—1.33EV/Sales—2.7×FCF yield—7.4%Dividend yield3.0%2.0%Shareholder yield12.8%4.6%
WABCSector12 quartersQuality checks passed43ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y-13.7%-1.6%Stock compensation / revenue—2.0%Accruals ratio-0.0%-0.5% WABCSector12 quartersEfficiency ratio41.0%58.5%Net interest income / assets3.6%3.2%Credit cost-0.0%0.2%Return on tangible equity15.2%14.6%Equity / assets14.7%13.4%Price / tangible book1.9×1.8× WABCSector12 quartersDays to next report1513
WABCSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)$0-$161.4KInstitutional ownership80.2%85.8%Institutional Δ QoQ+1.5 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying−0.0 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover2.564.49Short % of shares out3.8%4.4%Short interest Δ−0.4 pp+0.1 pp