Each factor with its sector median and, where it's reported per quarter, its last 12 quarters.
ZIONSector12 quartersMarket cap$9.69B$6.02BEnterprise value$10.85B$8.09BAvg daily $ volume$111.07M$69.62MDaily turnover1.1%0.9%
ZIONSector12 quartersRevenue CAGR 3y3.7%9.3%Revenue CAGR 5y4.8%7.4%Revenue growth YoY11.0%10.7%Revenue acceleration+2.1 pp−0.5 ppFCF growth YoY160.5%13.9%FCF conversion143.5%111.5%Forward growth (HoM est.)7.3%10.6% ZIONSector12 quartersP/E (trailing)8.3×13.0×P/E (forward, HoM est.)7.7×11.9×P/E vs. sector0.6×1.0×PEG (HoM est.)1.051.33EV/Sales15.6×2.7×FCF yield15.5%7.4%Dividend yield2.7%2.0%Shareholder yield4.1%4.6%
ZIONSector12 quartersQuality checks passed53ROIC—15.0%Gross margin—61.0%Gross margin Δ 3y—+3.8 ppOperating margin—23.7%Operating margin Δ 3y—+2.0 ppShare count Δ 3y-1.5%-1.6%Stock compensation / revenue5.2%2.0%Accruals ratio-0.7%-0.5% ZIONSector12 quartersEfficiency ratio58.5%58.5%Net interest income / assets3.0%3.2%Credit cost0.1%0.2%Return on tangible equity15.3%14.6%Equity / assets8.6%13.4%Price / tangible book1.3×1.8× ZIONSector12 quartersDays to next report1413
ZIONSector12 quartersInsider buys (90d)00Insiders buying (90d)00Insider net value (90d)-$6.28M-$161.4KInstitutional ownership83.5%85.8%Institutional Δ QoQ+4.3 pp+0.8 ppConviction funds net buying—+0.0 ppActive managers net buying+0.0 pp−0.0 ppActive funds net buying+0.0 pp+0.0 ppDays to cover3.824.49Short % of shares out4.4%4.4%Short interest Δ+0.3 pp+0.1 pp